David Shippey
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LAKE VIEW HOME FOR SALE - 155 E SWOOPE ST, LAKE ALFRED - $235,000

 Fri, Apr 22nd 2022 10:40 am by David Shippey Lake Alfred Homes For Sale

This home just listed in Lake Alfred. Across the street from Lake Swoope with a park and boat ramp. Be sure to watch the virtual tour. Call for a showing today!

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155 Swoope Street
Lake Alfred, FL

MLS# P4920420 - Residential

Welcome to Lake Alfred! This home is located across the street from Lake Swoope. There is plenty of area at the park to enjoy the views, picnic, walk the dogs, and make use of the boat ramp. This home is just under half an acre with gardens around the home. You will see some Muscadine Grapes and Blueberry Bushes. You will enjoy the lake views from your Courtyard while you relax or through the picturesque window in the Great Room. This home features Great Room...


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Mortgage Interest Rates for 30 year and 15 year mortgages 4.14.2022

 Fri, Apr 15th 2022 10:13 am by David Shippey Mortgage Interest Rates

As of 4/14/2022:

30 year mortgages averaged 5%

15 year mortgages averaged 4.17%

For more information, view this article Mortgage Interest Rates.


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Sun n Fun Aerospace Expo 2022

 Sat, Apr 9th 2022 11:37 am by David Shippey Winter Haven News

If you haven't experienced Lakeland's Sun n Fun Fly In, then hurry. The Sun n Fun Expo started April 5, 2022 and runs through April 10, 2022.The Expo started back in 1974 and has grown over the years. You will see all types of planes exhibited in this show. For more information, Click Here.


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Mortgage Interest Rates for 30 year and 15 year mortgages 4.7.2022

 Fri, Apr 8th 2022 10:43 am by David Shippey Mortgage Interest Rates

As of 4/7/2022:

30 year mortgages averaged 4.72%

15 year mortgages averaged 3.91%

For more information, view this article Mortgage Interest Rates.


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First Time Home Buyer Options in Florida

 Thu, Apr 7th 2022 9:53 am by David Shippey Winter Haven News

First time home buyers still have some loan options available in Florida.

The Florida Assist program offers $10,000 for down payment and closing costs.

The Florida Homeownership Loan program offers $10,000.

HFA offers 3%-5% of the loan value.

National loan programs include FHA, VA, and USDA.

For more information on these programs, click here.


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Mortgage Interest Rates for 30 year and 15 year mortgages 3.31.2022

 Fri, Apr 1st 2022 11:32 am by David Shippey Mortgage Interest Rates

As of 3/31/2022:

30 year mortgages averaged 4.67%

15 year mortgages averaged 3.83%

For more information, view this article Mortgage Interest Rates.


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Mortgage Interest Rates for 30 year and 15 year mortgages 3.24.2022

 Fri, Mar 25th 2022 8:30 am by David Shippey Mortgage Interest Rates

As of 3/24/2022:

30 year mortgages averaged 4.42%

15 year mortgages averaged 3.63%

For more information, view this article Mortgage Interest Rates.


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Mortgage Interest Rates for 30 year and 15 year mortgages 3.17.2022

 Fri, Mar 18th 2022 10:22 am by David Shippey Mortgage Interest Rates

As of 3/17/2022:

30 year mortgages averaged 4.16%

15 year mortgages averaged 3.39%

For more information, view this article Mortgage Interest Rates.


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Why do I need to pay for Title Insurance when Selling my Home?

 Thu, Mar 10th 2022 8:46 am by David Shippey Winter Haven News

Why do I need to pay for title insurance? Many believe if you pay for a title search, the title insurance is not really necessary. If everything works the way it should, that may be correct. The title insurance protects you if something does not work the way it should. That is why lenders require title insurance.

Some of the possible title issues that can occur could be property boundaries, easements, liens not showing in title search, etc. I myself experienced an unusual easement problem with one of my clients. Somehow there was no title insurance which would have resolved the issue quickly.

To read more about title insurance, Click Here.


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Piano Man (Mark Anthony) comes to Ritz Theatre in Winter Haven Florida

 Wed, Mar 9th 2022 2:26 pm by David Shippey Winter Haven Special Events

Mark Anthony also known as Florida's Billy Joel is scheduled to perform 4/1/2022 at the Ritz Theatre in Winter Haven Florida. He will be performing his Piano Man tribute.

For more information, visit Events at the Ritz Theatre.


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What are the FHA Loan Limits in Polk County Florida?

 Tue, Mar 8th 2022 11:36 am by David Shippey Winter Haven News

The 2022 FHA Loan Limits have increased in Polk County up to $420,680 for a single family home. This is an increase from 2021 which was $356,362.

To see homes available in Polk County, Click Here.


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Mortgage Interest Rates for 30 year and 15 year mortgages 2.17.2022

 Wed, Feb 23rd 2022 2:36 pm by David Shippey Mortgage Interest Rates

As of 2/17/2022:

30 year mortgages averaged 3.92%

15 year mortgages averaged 3.15%

For more information, view this article Mortgage Interest Rates.


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Rent Prices Increasing in U.S. 2022

 Mon, Feb 21st 2022 4:35 pm by David Shippey Winter Haven News

Rent prices continue to increase across the United States. One of the reasons is due to a lack of supply. There are not enough homes or apartments for rent to meet the need. Some cities have increased rent prices by 40%. To read more, Click Here.

To see homes available For Sale in Winter Haven Florida, Click Here.



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Zillow Offers Lost $881 Million in 2021

 Sun, Feb 20th 2022 8:45 am by David Shippey Winter Haven News

Zillow Offers shutdown in 2021 after losing $881,000,000 on its home flipping business. Zillow still has about 8,600 homes still in their inventory. Click here to Read More.

To view homes in Auburndale Florida, Click Here.


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Mortgage Interest Rates for 30 year and 15 year mortgages 2.10.2022

 Fri, Feb 11th 2022 9:25 am by David Shippey Mortgage Interest Rates

As of 2/10/2022:

30 year mortgages averaged 3.69%

15 year mortgages averaged 2.93%

For more information, view this article Mortgage Interest Rates.


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Waiting for Foreclosures due to the Pandemic? Wait no more.

 Thu, Feb 3rd 2022 8:24 am by David Shippey Winter Haven News

In 2021, there was a year-to-year 29% drop in home foreclosures. In Central Florida, 2021 foreclosures dropped compared to 2019.

Many thought one of the results of releasing the pandemic moratorium on foreclosures would lead to a large increase in foreclosures during 2021. That did not happen.

Many believe the increase in equity resulted in suspect homes being sold instead of going to foreclosure.

To read more, visit Covid Foreclosures.

To see homes in Central Florida, visit Central Florida Homes For Sale.


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Looking to retire in Winter Haven Florida?

 Wed, Feb 2nd 2022 11:26 am by David Shippey Winter Haven Homes for Sale

Winter Haven is a popular retirement destination for many homeowners looking for a warmer climate. Two of the more popular communities would be Traditions and Lake Ashton. To see a list of retirement homes currently available in Winter Haven, click Winter Haven Retirement Homes.

To see all Lakefront Homes available in Winter Haven, click Winter Haven Lakefront Homes Available.


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Mortgage Interest Rates for 30 year and 15 year mortgages 1.27.2022

 Sat, Jan 29th 2022 3:45 pm by David Shippey Mortgage Interest Rates

As of 1/27/2022:

30 year mortgages averaged 3.55%

15 year mortgages averaged 2.80%

For more information, view this article Mortgage Interest Rates.


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Historic Homes For Sale in Lakeland Florida

 Wed, Jan 26th 2022 11:51 am by David Shippey Lakeland Homes For Sale

Historic Homes are considered to be 1949 or older. Most Historic Homes are Frame Built from that era. Lakeland's oldest homes sold recently date back to 1897. They have many homes for sale from the early 1900s.

If you are interested in a Historic Home in the Lakeland area, I invite you to visit my Historic Lakeland Homes.

For a complete list of Historic Homes in Polk County, visit Historic Polk County Homes.


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Lakefront and Chain of Lake Homes For Sale in Winter Haven FL

 Tue, Jan 25th 2022 10:03 am by David Shippey Winter Haven Homes for Sale

Winter Haven is a popular destination for boating, fishing, skiing, cruising, and boat shows. We have a number of Lakefront homes and also have a Chain of Lakes which connects 26 lakes together.

If you are considering a move to your next home and would like to be on a Lake, I encourage you to give me a call. I can help navigate through the options in Winter Haven FL.

To see all of the Lakefront homes available in Winter Haven now, click Lakefront Homes.


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Featured Winter Haven Homes For Sale

David Shippey
Xcellence Realty, Inc.
1102 South Florida Ave
Lakeland, FL 33803

Phone: 863.521.4517
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