David Shippey
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Home for Sale - Remodeled Baths with Walk-in Tile Shower - Winter Haven, Florida 33884

 Thu, Apr 13th 2023 9:06 am by David Shippey Winter Haven Homes for Sale

This Home was built in 2005. The Master Bath was remodeled in 2022 and includes Dual Sinks, Granite Countertops, Garden Tub, and a Walk-in Tile Shower with 2 Shower Heads. The Guest Bath was also remodeled in 2019. Check out the other features below. Call for your Showing!

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746 Terranova Lane
Winter Haven, FL

MLS# P4924959 - Residential

Welcome to the Gated Community of Terranova in Winter Haven, Florida. This Home includes 3 Bedrooms, 2 Baths, Living Room, Kitchen, 2 Car Garage, with a Screened Lanai. The Kitchen includes a Pantry, Breakfast Bar, Recessed Lighting, Extra Deep Sinks, Wood Cabinets, and Eat-in Kitchen. The Master Bath was remodeled in 2022 and includes Dual Sinks...


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Repairs & Upgrades!

 Mon, Apr 10th 2023 8:58 am by David Shippey Seller Tips

Seller Tip: Repairs & Upgrades

Thinking about doing some upgrades or repairs to your home?

Be sure to check with your Realtor first! Some upgrades and repairs add value when selling your home, and some don't get you the return you think they might. He/she will be able to advise which improvement projects are most worth your time and effort!

Were you aware that not all upgrades get you a big return?

David Shippey - Xcellence Realty
863-521-4517
Unforgettable Service | Undeniable Results
Serving Central FL Home Buyers & Sellers Since 2005


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Mortgage Interest Rates for 30 year and 15 year mortgages 4.6.2023

 Sat, Apr 8th 2023 11:16 am by David Shippey Mortgage Interest Rates

As of 4/6/2023:

30 year mortgages averaged 6.28%

15 year mortgages averaged 5.64%

For more information, view this article Mortgage Interest Rate.


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Home for Sale - Backyard Fenced with Large Lanai - Southeast Winter Haven

 Thu, Apr 6th 2023 10:04 am by David Shippey Winter Haven Homes for Sale

Do you need a Large Backyard Fenced? Would a Screened Lanai make it better? Found it! This Home is located in Southeast Winter Haven, Fl. Check out all of the Features:

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746 Terranova Lane
Winter Haven, FL

MLS# P4924959 - Residential

Welcome to the Gated Community of Terranova in Winter Haven, Florida. This Home includes 3 Bedrooms, 2 Baths, Living Room, Kitchen, 2 Car Garage, with a Screened Lanai. The Kitchen includes a Pantry, Breakfast Bar, Recessed Lighting, Extra Deep Sinks, Wood Cabinets, and Eat-in Kitchen. The Master Bath was remodeled in 2022 and includes Dual Sinks, Granite Countertops, Garden Tub, and a Walk-in Tile Shower with 2 Shower Heads. The Guest Bath was also...


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Location, Location, Location!

 Tue, Apr 4th 2023 11:41 am by David Shippey Buyer Tips

Buyer Tip: Location, Location, Location

So many elements go into this one! How long of a commute are you willing to make? Does the neighborhood need to fall within a specific school zone? Are grocery stores and restaurants close by? Do they need to be, or are you content with more secluded areas? Do you spend a lot of time at the home of friends or family? Consider that drive time too!

Think about the overall community's location too! Are you happy with the neighbor's property maintenance? Does the community offer amenities that are important to you? Is it located in an area that you qualify as safe?

I recommend driving by any potential house BEFORE scheduling a showing. No need to waste yo...


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Mortgage Interest Rates for 30 year and 15 year mortgages 3.30.2023

 Sat, Apr 1st 2023 8:00 am by David Shippey Mortgage Interest Rates

As of 3/30/2023:

30 year mortgages averaged 6.32%

15 year mortgages averaged 5.56%

For more information, view this article Mortgage Interest Rate.


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Home for Sale - Gated Community in Winter Haven, FL 33884

 Thu, Mar 30th 2023 10:02 am by David Shippey Winter Haven Homes for Sale
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746 Terranova Lane
Winter Haven, FL

MLS# P4924959 - Residential

Welcome to the Gated Community of Terranova in Winter Haven, Florida. This Home includes 3 Bedrooms, 2 Baths, Living Room, Kitchen, 2 Car Garage, with a Screened Lanai. The Kitchen includes a Pantry, Breakfast Bar, Recessed Lighting, Extra Deep Sinks, Wood Cabinets, and Eat-in Kitchen. The Master Bath was remodeled in 2022 and includes Dual Sinks, Granite Countertops, Garden Tub, and a Walk-in Tile Shower with 2 Shower Heads. The Guest Bath was also remodeled in 2019. Enjoy your 16x13 Screened Lanai in the privacy of your Fenced Backyard with no neighbors behind you. Close to LegoLand, Highway 27, and Cypress Garden...


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Estimated Closing Costs!

 Wed, Mar 29th 2023 3:10 pm by David Shippey Seller Tips

Seller Tip: Estimated Closing Costs

After you and your Realtor determine the listing price, ask for an Estimated Net Sheet of your closing costs. This document will show you the usual expenses, commissions, and the net proceeds you will have after you close.

There are closing costs for buyers and different closing costs for sellers. If your net proceeds are too low, it may not be a good time to sell your home.

Did today's tips spark a question? Give me a call and let's talk!

David Shippey - Xcellence Realty
863-521-4517
Unforgettable Service | Undeniable Results
Serving Central FL Home Buyers & Sellers Since 2005


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Mortgage Interest Rates for 30 year and 15 year mortgages 3.23.2023

 Mon, Mar 27th 2023 7:41 am by David Shippey Mortgage Interest Rates

As of 3/23/2023:

30 year mortgages averaged 6.42%

15 year mortgages averaged 5.68%

For more information, view this article Mortgage Interest Rate.


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Homes For Sale in Terranova, Winter Haven, Florida 33884

 Thu, Mar 23rd 2023 10:59 am by David Shippey Winter Haven Homes for Sale

Welcome to Terranova. This gated community is located in Southeast Winter Haven close to Highway 27, Legoland, and Cypress Gardens Blvd. The community is very well maintained and close to everything you may need. At the time of this post, there are only 2 homes available in this community out of 440 homes. Check out the Featured Home from this community, pictures, features, and virtual tour below:

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746 Terranova Lane
Winter Haven, FL

MLS# P4924959 - Residential

Welcome to the Gated Community of Terranova in Winter Haven, Florida. This Home includes 3 Bedrooms, 2 Baths, Living Room, Kitchen, 2 Car Garage, with a Screened Lanai. The Kitchen includes a Pantry, Breakfast Bar, Recess...


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Mortgage Interest Rates for 30 year and 15 year mortgages 3.16.2023

 Mon, Mar 20th 2023 10:04 am by David Shippey Mortgage Interest Rates

As of 3/16/2023:

30 year mortgages averaged 6.6%

15 year mortgages averaged 5.9%

For more information, view this article Mortgage Interest Rate.


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Home For Sale - 746 Terranova Ln, Winter Haven, FL 33884

 Thu, Mar 16th 2023 9:21 pm by David Shippey Winter Haven Homes for Sale

New Listing in the Gated Community of Terranova in Winter Haven, Florida. See what this home has to offer you. Call for your private showing or with any questions.

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746 Terranova Lane
Winter Haven, FL

MLS# P4924959 - Residential

Welcome to the Gated Community of Terranova in Winter Haven, Florida. This Home includes 3 Bedrooms, 2 Baths, Living Room, Kitchen, 2 Car Garage, with a Screened Lanai. The Kitchen includes a Pantry, Breakfast Bar, Recessed Lighting, Extra Deep Sinks, Wood Cabinets, and Eat-in Kitchen. The Master Bath was remodeled in 2022 and includes Dual Sinks, Granite Countertops, Garden Tub, and a Walk-in Tile Shower with 2 Shower Heads. The Guest Bath was also re...


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Maximum Purchase Price!

 Wed, Mar 15th 2023 7:17 am by David Shippey Buyer Tips

Buyer Tip: Max Purchase Price

You already found a good Realtor, know your loan pre-approval amount, and made a list of needs and wants.

Next up -- decide how much you are willing to spend for a home that matches your list of needs.

Pro tip: if you're pre-approved for $300,000 but want to stay between $200,000 to $250,000, let your Realtor know. This will help them better curate the potential home list they share with you.

Did today's tip spark a question? Think I might be the right Realtor for you? Give me a call and let's talk!

David Shippey | Xcellence Realty
863-521-4517
Unforgettable Service | Undeniable Results
Serving Central Florida Home Buyers and Sellers Since 2005


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Mortgage Interest Rates for 30 year and 15 year mortgages 3.9.2023

 Sat, Mar 11th 2023 3:44 pm by David Shippey Mortgage Interest Rates

As of 3/9/2023:

30 year mortgages averaged 6.73%

15 year mortgages averaged 5.95%

For more information, view this article Mortgage Interest Rate.


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Mortgage Interest Rates for 30 year and 15 year mortgages 3.2.2023

 Sat, Mar 4th 2023 10:05 am by David Shippey Mortgage Interest Rates

As of 3/2/2023:

30 year mortgages averaged 6.65%

15 year mortgages averaged 5.89%

For more information, view this article Mortgage Interest Rate.


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What is Homestead Exemption?

 Tue, Feb 28th 2023 8:39 am by David Shippey Winter Haven News

What is Homestead Exemption?

If the property is your primary residence, Florida provides up to a $50,000 exemption on your property taxes. For example, if your home is valued at $300,000 and you have a $50,000 homestead exemption (because the home is your primary residence), you will only be taxed on $250,000 instead of $300,000 value. This exemption could save you about $1,000 a year on your property taxes!

How do I get the exemption?

A couple checkpoints are required to obtain the homestead exemption. You must own the home prior to January 1 to receive homestead exemption for the following year. You also must file for homestead exemption with your county's property appraiser prior to...


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Mortgage Interest Rates for 30 year and 15 year mortgages 2.23.2023

 Sat, Feb 25th 2023 8:00 am by David Shippey Mortgage Interest Rates

As of 2/23/2023:

30 year mortgages averaged 6.5%

15 year mortgages averaged 5.76%

For more information, view this article Mortgage Interest Rate.


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Comparative Market Analysis!

 Wed, Feb 22nd 2023 11:10 am by David Shippey Seller Tips

Seller Tip: Comparative Market Analysis

Ask your Realtor to do a Comparative Market Analysis (CMA) on your home. This will help determine the listing price range you should stay within based on similar homes that sold recently in your area.

Note: a CMA typically expires after 30 days due to the fluctuation of selling prices as more homes close each month.

Not sure if you agree with the CMA provided by your Realtor? No worries! You can elect to pay for a full appraisal via a licensed appraiser to determine the current value of your home.

Did today's tips spark a question? Think I might be the right Realtor for you? Give me a call and let's talk!

David Shippey - Xcellence Realty
863-521-4517
Unf...


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Mortgage Interest Rates for 30 year and 15 year mortgages 2.16.2023

 Sun, Feb 19th 2023 9:27 am by David Shippey Mortgage Interest Rates

As of 2/16/2023:

30 year mortgages averaged 6.32%

15 year mortgages averaged 5.51%

For more information, view this article Mortgage Interest Rate.


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Home Features!

 Tue, Feb 14th 2023 4:10 pm by David Shippey Buyer Tips

Home Features

Determine what you NEED in your next home. How many bedrooms? How many baths? How many people will be living in the home? Do you need a garage? If yes, for how many vehicles?

Does the laundry room need to be inside, or is a laundry hookup the garage ok? Do you need extra rooms like a home office, craft area, or bonus room?

Do you need a kitchen with a lot of countertop or cabinet space? What about an outdoor space -- acreage, screened porch, large yard?

Make a list of your WANTS too! Having separate lists of needs vs wants will help you quickly identify "deal breaker" items.

Share those lists with your Realtor to keep your home search moving in the right direction.

Did...


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Featured Winter Haven Homes For Sale

David Shippey
Xcellence Realty, Inc.
1102 South Florida Ave
Lakeland, FL 33803

Phone: 863.521.4517
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