David Shippey
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Mortgage Interest Rates for 30 year and 15 year mortgages 6.1.2023

Mon, Jun 5th 2023 2:34 pm by David Shippey Mortgage Interest Rates

As of 6/1/2023:

30 year mortgages averaged 6.79%

15 year mortgages averaged 6.18%

For more information, view this article Mortgage Interest Rate.



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Open House - 2014 Misty Morning Dr, Winter Haven, FL - 6/10 10am-3pm

Fri, Jun 2nd 2023 9:58 am by David Shippey Winter Haven Open Houses

We will be holding an Open House at 2014 Misty Morning Dr, Winter Haven, FL 33880 on Saturday 6/10/2023 from 10am to 3pm. Some of the top features include Granite Countertops, Tile and Vinyl Plank Flooring, Extra Large Lanai, Extra Large Garage, New Roof 2018, Detached Block Workshop, RV Port, and much more. Check out all of the features below. Stop by during the Open House and see for yourself.

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2014 Misty Morning Drive
Winter Haven, FL

MLS# P4925608 - Residential

Welcome to Country Walk Estates located in Southwest Winter Haven, Florida. This Custom Home has several updates, features, and is ready for You. What are the basics? It has 3 Bedrooms, 2 Baths, 2 Car Garage, 1719sqft...



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Survey!

Wed, May 31st 2023 9:58 am by David Shippey Seller Tips

Seller Tip: Survey

New surveys can sometimes delay closings. If you have a current survey in your possession, it can sometimes expedite your closing if there are survey delays with providers.

The survey must be accurate of your property currently. If you installed a new driveway, added a workshop, added fencing, etc. then a new survey will be needed by the buyer if they are financing your home.

Did today's tips spark a question? Think I might be the right Realtor for you? Give me a call and let's talk!

David Shippey - Xcellence Realty
863-521-4517
Unforgettable Service | Undeniable Results



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Home For Sale includes 30x18 RV Port on .37 acres

Mon, May 29th 2023 9:39 am by David Shippey Winter Haven Homes for Sale

This home is currently for sale and ready for move in. One of the features includes a 30x18 RV Port with power. Previous owner had room to keep 2 RVs on this .37 acre lot. Check out the other features of this Custom Home:

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2014 Misty Morning Drive
Winter Haven, FL

MLS# P4925608 - Residential

Welcome to Country Walk Estates located in Southwest Winter Haven, Florida. This Custom Home has several updates, features, and is ready for You. What are the basics? It has 3 Bedrooms, 2 Baths, 2 Car Garage, 1719sqft Living Area, Laundry Room, with a Screened Lanai. What has been updated? Some of the Updates include Granite Countertops in Kitchen and Bathrooms, Beautiful Ceramic Tile and Vi...



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Mortgage Interest Rates for 30 year and 15 year mortgages 5.25.2023

Fri, May 26th 2023 11:10 am by David Shippey Mortgage Interest Rates

As of 5/25/2023:

30 year mortgages averaged 6.57%

15 year mortgages averaged 5.97%

For more information, view this article Mortgage Interest Rate.



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Money Out of Pocket!

Wed, May 24th 2023 9:35 am by David Shippey Buyer Tips

Buyer Tip: Money out of Pocket

The first expense will be your escrow deposit or earnest money as it is sometimes called. It is usually 1% to 2% of the purchase price. This is within a few short days after you execute sales contract.

During the first phase you met with a lender to get preapproved. Part of that process will tell you how much you need for a down payment based on your loan program and desires. Some loans allow 3.5%, 5%, 10%, and 20% of the purchase price. The down payment is paid at closing and takes into account your deposit.

Inspections are the next expense. Depending on the inspections chosen, they can amount to $1,000 paid at time of inspection.

Most lenders ask you to ...



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Home For Sale - Country Walk Estates - Winter Haven, FL

Mon, May 22nd 2023 8:40 am by David Shippey Winter Haven Homes for Sale

Welcome to Country Walk Estates in Southwest Winter Haven, FL. This custom home is located close to the Polk Parkway for easy access to Lakeland, Tampa, and Orlando. This home was built in 2003 and has been updated. Be sure to view the pictures, description of features, and the virtual tour. Call with any questions.

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2014 Misty Morning Drive
Winter Haven, FL

MLS# P4925608 - Residential

Welcome to Country Walk Estates located in Southwest Winter Haven, Florida. This Custom Home has several updates, features, and is ready for You. What are the basics? It has 3 Bedrooms, 2 Baths, 2 Car Garage, 1719sqft Living Area, Laundry Room, with a Screened Lanai. What has been updated? Some of...



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Mortgage Interest Rates for 30 year and 15 year mortgages 5.18.2023

Fri, May 19th 2023 8:29 am by David Shippey Mortgage Interest Rates

As of 5/18/2023:

30 year mortgages averaged 6.39%

15 year mortgages averaged 5.75%

For more information, view this article Mortgage Interest Rate.



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Seller's Disclosure!

Wed, May 17th 2023 9:47 am by David Shippey Seller Tips

Seller Tip: Seller's Disclosure

Complete a seller's disclosure. This allows you to document events at your home by area. It is important to disclose every known fact about your home to potential buyers. There is nothing at all wrong with having a problem that you resolved, but you must disclose this information. Be sure to document what happened, how you addressed it, and the current condition of that specific situation.

Did today's tip spark a question? Think I might be the right Realtor for you? Give me a call and let's talk!

David Shippey - Xcellence Realty
863-521-4517
Unforgettable Service | Undeniable Results



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Home For Sale - Custom Home includes Detached Block Workshop - Winter Haven, FL

Mon, May 15th 2023 11:45 am by David Shippey Winter Haven Homes for Sale

This Custom Home is waiting for it's new owners. One of the features of this home is the 29x19 Detached Block Workshop. This Workshop would work for any hobby from wood working to cars to even a game room separate from the home. Take a look at the other features and call for your showing soon!

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2014 Misty Morning Drive
Winter Haven, FL

MLS# P4925608 - Residential

Welcome to Country Walk Estates located in Southwest Winter Haven, Florida. This Custom Home has several updates, features, and is ready for You. What are the basics? It has 3 Bedrooms, 2 Baths, 2 Car Garage, 1719sqft Living Area, Laundry Room, with a Screened Lanai. What has been updated? Some of the Updates include Gr...



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Mortgage Interest Rates for 30 year and 15 year mortgages 5.11.2023

Fri, May 12th 2023 9:54 am by David Shippey Mortgage Interest Rates

As of 5/11/2023:

30 year mortgages averaged 6.35%

15 year mortgages averaged 5.75%

For more information, view this article Mortgage Interest Rate.



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Comparative Market Analysis!

Wed, May 10th 2023 11:59 am by David Shippey Buyer Tips

Buyer Tip: Comparative Market Analysis

If you've followed the previous steps, you found a home that will work for you. Woohoo!

Next, make sure that the purchase price is reasonable for the market and community.

Ask your Realtor to perform a comparative market analysis to make sure the asking price is sound.

This will help you make an educated offer on the home.

Did today's tip spark a question? Give me a call!

David Shippey | Xcellence Realty
863-521-4517
Unforgettable Service | Undeniable Results
Serving Central Florida Home Buyers and Sellers Since 2005



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Home for Sale - 2014 Misty Morning Dr, Winter Haven, FL 33880 - $395,000

Mon, May 8th 2023 6:01 pm by David Shippey Winter Haven Homes for Sale

This home is now available for you and is located in Southwest Winter Haven! Check out the features. Two of the main features include a Large Workshop and RV Port.

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2014 Misty Morning Drive
Winter Haven, FL

MLS# P4925608 - Residential

Welcome to Country Walk Estates located in Southwest Winter Haven, Florida. This Custom Home has several updates, features, and is ready for You. What are the basics? It has 3 Bedrooms, 2 Baths, 2 Car Garage, 1719sqft Living Area, Laundry Room, with a Screened Lanai. What has been updated? Some of the Updates include Granite Countertops in Kitchen and Bathrooms, Beautiful Ceramic Tile and Vinyl Flooring, Extra Insulation in Attic, Double Pane Windo...



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Mortgage Interest Rates for 30 year and 15 year mortgages 5.4.2023

Sat, May 6th 2023 9:50 am by David Shippey Mortgage Interest Rates

As of 5/4/2023:

30 year mortgages averaged 6.39%

15 year mortgages averaged 5.76%

For more information, view this article Mortgage Interest Rate.



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Home Improvements!

Tue, May 2nd 2023 7:35 am by David Shippey Seller Tips

Seller Tip: Home Improvements

Make a list of all the upgrades, updates, and home improvements you have done. This information will be helpful to your Realtor as they advertise your home! Make note of important installations like the roof, hot water heater, and air conditioner. Then list any upgrades made to windows, kitchen, countertops, bathrooms, flooring, interior and exterior paint, etc.

Recent upgrades and improvements will help your listing be more appealing to potential buyers!

David Shippey - Xcellence Realty
863-521-4517
Unforgettable Service | Undeniable Results
Serving Central FL Home Buyers & Sellers Since 2005



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Mortgage Interest Rates for 30 year and 15 year mortgages 4.27.2023

Fri, Apr 28th 2023 9:30 am by David Shippey Mortgage Interest Rates

As of 4/27/2023:

30 year mortgages averaged 6.43%

15 year mortgages averaged 5.71%

For more information, view this article Mortgage Interest Rate.



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Mortgage Interest Rates for 30 year and 15 year mortgages 4.20.2023

Fri, Apr 21st 2023 10:13 am by David Shippey Mortgage Interest Rates

As of 4/20/2023:

30 year mortgages averaged 6.39%

15 year mortgages averaged 5.76%

For more information, view this article Mortgage Interest Rate.



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Deed Restrictions!

Wed, Apr 19th 2023 5:18 pm by David Shippey Buyer Tips

Buyer Tip: Deed Restrictions

Ask for a copy of the deed restrictions, then review what the community allows. Make sure it matches your lifestyle!

How much are the homeowner's association fees, and when are they due?

Also, look for capital contributions when joining the community. These are amounts charged by the homeowner's association to join the community which are paid at closing.

Did today's tip spark a question? Give me a call!

David Shippey | Xcellence Realty
863-521-4517
Unforgettable Service | Undeniable Results
Serving Central Florida Home Buyers and Sellers Since 2005



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Mortgage Interest Rates for 30 year and 15 year mortgages 4.13.2023

Mon, Apr 17th 2023 11:18 am by David Shippey Mortgage Interest Rates

As of 4/13/2023:

30 year mortgages averaged 6.27%

15 year mortgages averaged 5.54%

For more information, view this article Mortgage Interest Rate.



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Open House - 746 Terranova Ln - 4/22/2023 10am to 3pm

Fri, Apr 14th 2023 10:14 am by David Shippey Winter Haven Open Houses

We will be holding an Open House Saturday 4/22/2023 from 10am to 3pm at 746 Terranova Ln, Winter Haven, FL 33884. Stop by and see what this home has to offer you. For a private showing prior to Open House, contact David Shippey at 863-521-4517.

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746 Terranova Lane
Winter Haven, FL

MLS# P4924959 - Residential

Welcome to the Gated Community of Terranova in Winter Haven, Florida. This Home includes 3 Bedrooms, 2 Baths, Living Room, Kitchen, 2 Car Garage, with a Screened Lanai. The Kitchen includes a Pantry, Breakfast Bar, Recessed Lighting, Extra Deep Sinks, Wood Cabinets, and Eat-in Kitchen. The Master Bath was remodeled in 2022 and includes Dual Sinks, Granite Countertops, Garden...



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