David Shippey
863.521.4517

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Home for Sale - South Lakeland - No HOA

Mon, Jan 15th 2024 12:24 pm by David Shippey Lakeland Homes For Sale

This home is for sale and is located in South Lakeland at 4014 Hollyhead Cir N, Lakeland, FL 33811. This home has several great features. One of the bigger features is no Homeowner's Association. That's right. You do not have dues or rules to follow. The property includes .60 acres with several outside buildings. Check out the other features below and schedule your showing soon.

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4014 Hollyhead Circle
Lakeland, FL

MLS# P4927762 - Residential

SELLER REDUCED THE PRICE $10,000 PLUS OFFERING $15,000 FLEX CASH AT CLOSING TO BUYER. COULD BE USED FOR NEW ROOF, PAINTING, FLOORING, CLOSING COSTS, OR BUY DOWN THE INTEREST RATE. BUYER'S CHOICE. Welcome to Shepherd South located in Lakeland...



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Mortgage Interest Rates for 30 year and 15 year mortgages 1.4.2024

Fri, Jan 12th 2024 8:04 am by David Shippey Mortgage Interest Rates

As of 1/4/2024:

30 year mortgages averaged 6.62%

15 year mortgages averaged 5.89%



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What is Private Mortgage Insurance (PMI) and what does that mean to me?

Wed, Jan 10th 2024 2:26 pm by David Shippey Winter Haven News

Private Mortgage Insurance or PMI is not homeowner’s insurance for the buyer. It is insurance required by lenders to protect their loan investment. If you stop paying your mortgage and the bank forecloses, they will collect the PMI. It is meant to protect the lender on loans where the buyer does not give a down payment of at least 20%. The thought is the bank will recoup 20% of the loan from the PMI and then sell your home for at least 80% or more to recapture their investment.

What does that mean to me as a buyer? The biggest takeaway is that it exists and does increase your mortgage as it is included in your payment. It can be from $75 to $200 of your mortgage payment. If you used a mo...



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Home for sale - Flex Cash increased to $15,000!

Mon, Jan 8th 2024 5:30 pm by David Shippey Lakeland Homes For Sale

Seller increased the Flex Cash from $10,000 to $15,000. Flex Cash can be used for New Roof, Painting, Flooring, Closing Costs, or Buy down the Interest Rate. Buyers Choice!

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4014 Hollyhead Circle
Lakeland, FL

MLS# P4927762 - Residential

SELLER REDUCED THE PRICE $10,000 PLUS OFFERING $15,000 FLEX CASH AT CLOSING TO BUYER. COULD BE USED FOR NEW ROOF, PAINTING, FLOORING, CLOSING COSTS, OR BUY DOWN THE INTEREST RATE. BUYER'S CHOICE. Welcome to Shepherd South located in Lakeland, Florida. This Home features 3 Bedrooms, 2 Baths, Living Room, Kitchen, Dining Room, Laundry Room, Bonus Room, Screened Inground Pool, Detached 3 Car Garage with upstairs Loft, RV Carport, and a Workshop on a...



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Mortgage Interest Rates for 30 year and 15 year mortgages 12.29.2023

Wed, Jan 3rd 2024 5:32 pm by David Shippey Mortgage Interest Rates

As of 12/29/2023:

30 year mortgages averaged 6.61%

15 year mortgages averaged 5.93%

For more information, view this article Mortgage Interest Rate.



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Open House - 4014 Hollyhead Cir N, Lakeland - Saturday 1/6/2024 10am-3pm!

Fri, Dec 29th 2023 2:50 pm by David Shippey Lakeland Homes For Sale

We will be holding an Open House at 4014 Hollyhead Cir N, Lakeland, FL 33811 Saturday 1/6/2024 from 10am to 3pm. Feel free to stop by anytime during the Open House. If you are not available during that time, then feel free to call me for a personal showing of the home at 863-521-4517. See all this home to has to offer below along with pictures of the property. Seller just increased the FLEX CASH to buyer from $10,000 to $15,000!

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4014 Hollyhead Circle
Lakeland, FL

MLS# P4927762 - Residential

SELLER REDUCED THE PRICE $10,000 PLUS OFFERING $15,000 FLEX CASH AT CLOSING TO BUYER. COULD BE USED FOR NEW ROOF, PAINTING, FLOORING, CLOSING COSTS, OR BUY DOWN THE INTEREST RATE. BUYER'S CH...



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Mortgage Interest Rates for 30 year and 15 year mortgages 12.21.2023

Tue, Dec 26th 2023 7:13 am by David Shippey Mortgage Interest Rates

As of 12/21/2023:

30 year mortgages averaged 6.67%

15 year mortgages averaged 5.95%

For more information, view this article Mortgage Interest Rate.



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Home for Sale with $10,000 Flex Cash Paid Back at Closing!

Fri, Dec 22nd 2023 9:35 am by David Shippey Lakeland Homes For Sale

Yes, that is right! Seller is offering $10,000 cash back to the buyer at closing. This money can be used by the buyer to do whatever they would like. Some ideas would be to pay your closing costs, buy down your interest rate, remodel, paint to your own tastes, upgrade the flooring, etc. This home has much to offer. See all of the details below. Schedule your showing soon!

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4014 Hollyhead Circle
Lakeland, FL

MLS# P4927762 - Residential

SELLER REDUCED THE PRICE $10,000 PLUS $10,000 CREDIT AT CLOSING FOR BUYER PAINTING AND FLOORING CONCESSION. Welcome to Shepherd South located in Lakeland, Florida. This Home features 3 Bedrooms, 2 Baths, Living Room, Kitchen, Dining Room, Laundry R...



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Price Reduced - 4328 Dinner Lake Dr, Lake Wales, Florida $330,000

Wed, Dec 20th 2023 9:58 am by David Shippey Lake Wales Homes For Sale

Seller reduced the price $10,000 on this Pool Home to $330,000. Check out the features below. Schedule your showing soon!

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4328 Dinner Lake Drive
Lake Wales, FL

MLS# P4928201 - Residential

Welcome to the Gated Community of Dinner Lake Shores in Lake Wales, Florida. This Home features 3 Bedrooms plus a Den/Study, 2 Baths, Living Room/Dining Room, Kitchen, Laundry Room, 2 Car Garage, and a Screened Inground Pool. There is a Pond view with no neighbors directly behind you. Only neighbors on one side. The Kitchen features a Gas Stove, Breakfast nook, Breakfast Bar, and Pantry. The Hot Water Heater is also Gas to save on electricity. The Primary Bath includes Dual Sinks, Separate Van...



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Home for Sale in Gated Community at Lake Wales Florida

Mon, Dec 18th 2023 9:09 am by David Shippey Lake Wales Homes For Sale

Prefer a Gated Community? Gated communities offer you privacy, no door solicitors, and traffic is reduced to only those that live around you in the community. Consider the Gated Community of Dinner Lake Shores in Lake Wales. Check out the features of this home and schedule your showing today.

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4328 Dinner Lake Drive
Lake Wales, FL

MLS# P4928201 - Residential

Welcome to the Gated Community of Dinner Lake Shores in Lake Wales, Florida. This Home features 3 Bedrooms plus a Den/Study, 2 Baths, Living Room/Dining Room, Kitchen, Laundry Room, 2 Car Garage, and a Screened Inground Pool. There is a Pond view with no neighbors directly behind you. Only neighbors on one side. The Kitchen ...



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Mortgage Interest Rates for 30 year and 15 year mortgages 12.14.2023

Fri, Dec 15th 2023 9:48 am by David Shippey Mortgage Interest Rates

As of 12/14/2023:

30 year mortgages averaged 6.95%

15 year mortgages averaged 6.38%

For more information, view this article Mortgage Interest Rate.



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Back on the Market - 4014 Hollyhead Cir N, Lakeland, FL - $390,000

Wed, Dec 13th 2023 4:39 pm by David Shippey Lakeland Homes For Sale

Back on the Market today! If you are looking for a home in South Lakeland with a Pool, 3 Car Garage, RV Carport, and No HOA. Call me at 863-521-4517.

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4014 Hollyhead Circle
Lakeland, FL

MLS# P4927762 - Residential

SELLER REDUCED THE PRICE $10,000 PLUS $10,000 CREDIT AT CLOSING FOR BUYER PAINTING AND FLOORING CONCESSION. Welcome to Shepherd South located in Lakeland, Florida. This Home features 3 Bedrooms, 2 Baths, Living Room, Kitchen, Dining Room, Laundry Room, Bonus Room, Screened Inground Pool, Detached 3 Car Garage with upstairs Loft, RV Carport, and a Workshop on a half-acre lot. There is NO Homeowners Association (HOA) in this community. The Kitchen Appliances were replace...



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Mortgage Interest Rates for 30 year and 15 year mortgages 12.7.2023

Mon, Dec 11th 2023 9:15 am by David Shippey Mortgage Interest Rates

As of 12/7/2023:

30 year mortgages averaged 7.03%

15 year mortgages averaged 6.29%

For more information, view this article Mortgage Interest Rate.



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Homes for Sale in Dinner Lake Shores, Lake Wales

Fri, Dec 8th 2023 8:48 am by David Shippey Lake Wales Homes For Sale

Welcome to Dinner Lake Shores located in Lake Wales Florida. This gated community is close to shopping, Eagle Ridge Mall, and Highway 27. See the featured home below. Call with any questions or to schedule your showing.

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4328 Dinner Lake Drive
Lake Wales, FL

MLS# P4928201 - Residential

Welcome to the Gated Community of Dinner Lake Shores in Lake Wales, Florida. This Home features 3 Bedrooms plus a Den/Study, 2 Baths, Living Room/Dining Room, Kitchen, Laundry Room, 2 Car Garage, and a Screened Inground Pool. There is a Pond view with no neighbors directly behind you. Only neighbors on one side. The Kitchen features a Gas Stove, Breakfast nook, Breakfast Bar, and Pantry. The Hot W...



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Mortgage Interest Rates for 30 year and 15 year mortgages 11.30.2023

Tue, Dec 5th 2023 9:20 am by David Shippey Mortgage Interest Rates

As of 11/30/2023:

30 year mortgages averaged 7.22%

15 year mortgages averaged 6.56%

For more information, view this article Mortgage Interest Rate.



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Mortgage Interest Rates for 30 year and 15 year mortgages 11.23.2023

Mon, Dec 4th 2023 10:26 am by David Shippey Mortgage Interest Rates

As of 11/23/2023:

30 year mortgages averaged 7.29%

15 year mortgages averaged 6.67%



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Pool Home for Sale in Lake Wales, Florida - $340,000

Fri, Dec 1st 2023 10:52 am by David Shippey Lake Wales Homes For Sale

Pool Home for sale in Dinner Lake Shores close to Highway 27 and Eagle Ridge Mall. See all features below.

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4328 Dinner Lake Drive
Lake Wales, FL

MLS# P4928201 - Residential

Welcome to the Gated Community of Dinner Lake Shores in Lake Wales, Florida. This Home features 3 Bedrooms plus a Den/Study, 2 Baths, Living Room/Dining Room, Kitchen, Laundry Room, 2 Car Garage, and a Screened Inground Pool. There is a Pond view with no neighbors directly behind you. Only neighbors on one side. The Kitchen features a Gas Stove, Breakfast nook, Breakfast Bar, and Pantry. The Hot Water Heater is also Gas to save on electricity. The Primary Bath includes Dual Sinks, Separate Vanities, Garden T...



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Home includes Bonus Room and Upstairs Loft, Lakeland FL

Wed, Nov 29th 2023 11:01 am by David Shippey Lakeland Homes For Sale

Need extra space? This home includes a Bonus Room 18x19 and an upstairs unfinished Loft in a detached 3 Car Garage measuring 14x36. Plenty of room for crafts, game rooms, offices, etc. See other features below.

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4014 Hollyhead Circle
Lakeland, FL

MLS# P4927762 - Residential

COME SEE THIS HOME SATURDAY 11/18 10AM-3PM!SELLER REDUCED THE PRICE $10,000 PLUS $10,000 CREDIT AT CLOSING FOR BUYER PAINTING AND FLOORING CONCESSION. Welcome to Shepherd South located in Lakeland, Florida. This Home features 3 Bedrooms, 2 Baths, Living Room, Kitchen, Dining Room, Laundry Room, Bonus Room, Screened Inground Pool, Detached 3 Car Garage with upstairs Loft, RV Carport, and a Workshop on a half-a...



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How do Solar Panels affect a Real Estate Transaction?

Mon, Nov 27th 2023 9:20 am by David Shippey Winter Haven News

I have noticed more and more homes are being sold with solar panels. Many Homeowners have acquired solar panel systems in order to reduce their electricity costs. While this is a desired approach for many homeowners, there are considerations when you are buying or selling a home with solar panels.

Solar panels can be owned outright, leased, or financed over a number of years. The best situation is if the solar panel system is owned outright without a lease or financing. If the seller has a balance due, then they should consider paying off the system at closing. The system typically remains with the home as a fixture and the buyer's purchase is a standard real estate transaction.

If the ...



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4328 Dinner Lake Dr, Lake Wales, FL 33859 - $340,000

Fri, Nov 24th 2023 7:14 am by David Shippey Lake Wales Homes For Sale

Looking for a Pool Home in Lake Wales? Check out the features of this home just listed. Call for a showing today!

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4328 Dinner Lake Drive
Lake Wales, FL

MLS# P4928201 - Residential

Welcome to the Gated Community of Dinner Lake Shores in Lake Wales, Florida. This Home features 3 Bedrooms plus a Den/Study, 2 Baths, Living Room/Dining Room, Kitchen, Laundry Room, 2 Car Garage, and a Screened Inground Pool. There is a Pond view with no neighbors directly behind you. Only neighbors on one side. The Kitchen features a Gas Stove, Breakfast nook, Breakfast Bar, and Pantry. The Hot Water Heater is also Gas to save on electricity. The Primary Bath includes Dual Sinks, Separate Vanities, G...



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